Secure Your Future and Embrace Retirement

Planning for a comfortable retirement

At CLB Group, we offer tailored retirement planning services to assist you in setting financial goals, pension plan advice, and tax obligations. Retirement planning is crucial as it can be a daunting and confusing task, particularly as the average pension pot now has to last about 40 years due to increased life expectancy. As retirement approaches, maintaining financial independence becomes increasingly crucial.

investment strategies that fit your retirement goals

If you require professional retirement planning assistance, our team of experts can help you address your needs at every stage of life. It's best to start planning as soon as possible, and we can provide you with information on various investment strategies that fit your situation and retirement goals. In addition, our technical expertise can assist with consolidation projects if your pension arrangements are more complicated. we can also arrange legal advice and assist in navigating multi-jurisdictional issues.

Our retirement planning guide is a comprehensive resource that can help individuals develop a retirement plan tailored to their unique needs and goals. The guide emphasizes taking a holistic approach to retirement planning, which means taking into account both financial and non-financial factors that can impact the quality of life in retirement.

We offer a detailed overview of various investment strategies to help individuals maximize their retirement income and expert guidance on tax implications to minimize tax burden and keep more of your hard-earned money. With our team's assistance, you can feel confident about your retirement plan and enjoy a comfortable retirement.

Making Your Retirement Funds Last

One of the most important aspects of the retirement planning guide offered by CLB Group is providing insights into how to make your finances last through a personalized approach to financial planning that considers your specific financial goals, circumstances, and risk tolerance. It also involves considering the potential costs associated with providing care to loved ones in later life and taking steps to protect assets and minimize estate tax liabilities.

Evolving circumstances

With the retirement planning team at CLB Group, individuals can develop a retirement plan tailored to their specific needs and goals. Our experts can assist with determining how your circumstances may change throughout retirement and how to structure your assets to maximize your retirement income and protect your wealth for many years.

Gradual retirement

At CLB Group, we understand that retiring doesn't always happen overnight, and many people plan to retire gradually. Gradual retirement, such as working a few days every week until you're ready to give up work entirely, can be an excellent approach to retirement. As part of our retirement planning services, we can assist you in understanding the tax implications of earning and withdrawing your pension in later life and determining whether your current pension plan allows you to retire gradually. With our assistance, you can enjoy a comfortable retirement and make your funds last throughout your retirement.

Planning for Pension Tax Implications

Planning for retirement can be a complex and overwhelming task, especially when it comes to understanding the tax implications of contributing to your pension plan. At CLB Group, our retirement planners are equipped to provide expert advice on all aspects of retirement planning, whether you have a final salary scheme, self-invested personal pension, stakeholder, or personal plan.

Maximizing Your Income

We also recognize that pension plans can be supplemented with other savings vehicles and assets, such as property, to maximize your funds available for retirement. Our retirement planners will provide you with all the information you need to make informed decisions on whether to boost your contributions on a regular basis or invest a lump sum. By working together, we can help you maximize your income during your retirement years while ensuring that you're prepared for any tax implications that may arise along the way.